Pension

Individual Pension Commitment for self-employed persons who own a company (IPT) 

This scheme allows your company to build a private pension for you as its director. This private pension can be up to 80% of your last gross salary. Other parameters such as your statutory pension, professional career, marital status and so on are also taken into account.

Optional Private Pension for Self-Employed Persons with or without their own company (VAPZ)

This is the logical first step for every self-employed person who wants to start building a private pension:
•    No premium taxes
•    Deductible from the net taxable income, which reduces your social security contributions
•    Premiums are deductible in terms of personal income tax
•    Very mild final taxes